Help Me Decide
With all the different loan programs out there it’s sometimes it’s difficult to know which program is best for you. Don’t worry – we’ve got your back. Click what best describes your situation. If you don’t see see reach out to one of our Mortgage Consultants to discuss your loan options.
INVESTOR LOANS
- Very flexible loan programs
- No Doc Options
- Bank Statement
- 1099 Only
- Cash Flow Only Loans (DSCR)
- First Time Investors Welcom
- Fix and Flip
- Loan Term Hold
- Short Term Rental (Airbnb, VRBO )
FHA
- As low as 500 Credit Score
- Lenient Credit Guidelines
- Low Down Payment
- Down Payment Assistance
- No Credit Score Options
VA
- 100% Financing
- Qualified Veterans Only
- No Mortgage Insurance
- Up to $4,000,000
- Very Lenient Credit Guidelines
- As low as 500 FICO Credit Score
USDA
- 100% Financing
- Lower Interest Rates
- Avaialbe to low-income borrowers
- Must be in a rural area
- Income limits apply
Non-QM
- Recent Bankruptcy or Foreclosure OK
- Reduced Documentation
- Bank Statement Only Program
- No Doc Options
- Gig Worker Program
- 1099 Only Program
- Gift Funds OK
- Up to $4,000,000
- Foreign Nationals Accepted
Jumbo
- Mortgages that exceed conforming loan amounts.
- No mortgage Insurance
- Down payments as low as 10%
Reverse Mortgage
- A mortgage for seniors that allows you to take out equity without making any monthly payments.
- 62 or older
- Primary residence only.
Home Equity Loans
- Tap into the equity of your home without losing the great rate on your primary
- Close as fast as 5 days
First Time Homebuyer Programs
- Low down payments and down payment assistance available
- Little or no new credit history OK
- Gifts allowed
- Co-Signers allowed
